Loans
We will work out the Money for you!
In life, getting ahead often requires a little support. Several personal needs or business opportunities do come up when we have little or no cash available. FundQuest steps in at such moments to support you or your business till you are able to pay back. Just explore our Product Catalogue; then, do let us know when to come in and we will settle the rest.
Back To School Loans
As parents, we are fulfilled to see our children attend the school of our choice. But sometimes, funds can be a stumbling block. We are a financial intermediation company with the aim to help parents achieve their dreams towards their children’s education.
Therefore, FundQuest provides funds to parents who have children in schools but do not have enough funds to pay outrightly. Back to School loan is a part of our loan products specifically for salary earners and business owners resident in Lagos for the payment of school fees for their children and wards.
- Loan amount from N50,000 – N3,000,000
- Repayment tenor between 1month – 6months
- Flexible Interest rates
- Disbursement directly to school account
Finance should not be the limit to your dreams and that of your children.
Frequently Asked Questions
Individuals with BVN and valid means of identification, and Corporate Organizations with valid registration documents.
Your BVN is required to authenticate your identity and protect you from identity theft and fraud. Your BVN information is stored securely and it does not give us access to your bank account or transactions.
Individuals and Businesses can apply for loans between N10,000 and N50.0million, depending on the product, loan purpose and financial capacity of the applicant. For loans in excess of N50.0million, applicants must be a Corporate Institution.
You can apply by downloading our Mobile App or by clicking Here to apply on our Internet Banking platform. Some products can also be applied for by dialling our USSD Code *5078#. You can also send an email to enquiries@fundquestnigeria.com
We will require your valid means of identification, financial records and bank statement. For applicants in paid employment, your employment records will be required while the applicants in business will be required to provide the business registration documents and means of identification of the promoters. For certain loan products and amount thresholds, Collateral Security and Post-Dated Cheques will also be required. More details are available on our Mobile and Web Platforms or by sending an email to enquiries@fundquestnigeria.com
Yes, the credit history of the applicant will be verified from the licensed Credit Bureaus to ascertain your credit worthiness, including your history of dud cheques and past credit behaviour.
Yes, you can apply for a Personal Loan for your unregistered (side) business but the source of repayment shall be from your employment income.
Yes, we do. We will obtain the records of your past credit behaviour from the Credit Bureaus.
All our loans are priced at very competitive Interest Rate. The Interest Rate on any loan you apply for will be fixed over the period of the loan but the actual rate is dependent on factors such as loan product, loan amount, tenor, and credit performance history.
You will primarily be required to pay back your loans via any of our Mobile, Web or USSD Platforms. But you may also be able to pay via a cheque, bank transfer, or an auto-debit mandate placed your account.
Yes, you can repay your loan either fully or partly before maturity without penal charge. We always encourage you to do so in order to builds and strengthen your credit credibility.
We have no hidden charge for our loans. FundQuest shall disclose all associated charges on your loan request at the point of application.
No, you can apply for any of our loans via our Mobile, Web or USSD channels. You may also send an email to enquiries@fundquestnigeria.com or call 0700FUNDQUEST or +234 816 712 9770
Yes, you can apply for a loan top-up if your cash flow can support the repayment without default.
Unable to find a suitable product? You may wish to consider our Quest Suite of Savings/Investment bundles here or simply contact our Help Centre